received a call from 425-398-8101 on 10/31/2011 at 4:30pm EST with an automated message stating I can lower my credit card interest.  mmmmmkay...

Played along, pressed 1, then was transferred to a call center.  

Was asked if I had a credit card balance over $4k.  Answered No but inquired how they obtained my number.

Their answer?  CLICK

Returned the call, got the "number has been disconnected." message.

SCAM!