+1 425-212-1582
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Who called 4252121582
Location: Everett, WA
Operator: Билайн
Views: 28
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May 7, 2013
I received a call today from New leaf claiming I owe a debt of $9400 on an original debt of $7900 for a signature loan that I supposedly took in 07/10/2008. When I returned the call I spoke with Joe Thornton who claims to be a manager in the litigation department. I told this man that I do not recall ever having such a loan and that I had filed bankruptcy and this debt would have been included in these proceedings. I suffer from major memory loss due to an illness which caused me to have grand maul seizures. When I informed him of this he basically called me a liar and then proceded to threaten me with litigation and garnishment. I spoke to him in a calm and rational voice but he continued to yell at me and say that he wasn't going to argue with me. When in point of fact that's exactly what he was doing. He refused to provide me with an original account number as well as other identifying information that would allow me to verify this debt with the original creditor. I finally told him he could go #(## himself and hung up on him after repeatedly politely asking for the information. I called the company back and he imeadiatly answered the phone and proceded to threaten me again. At which time I stated that I refused to speak to him regarding this matter and that he must transfer me to another service professional to assist me. At this time I was transfered after once again being threatened with garnishment and litigation.; Mr. Joe Steele then took my call and while his manner was generally polite he also threatened me but did provide me with an account number. I then contacted the original creditor and gave them the information regarding the account at which time I was informed that the account number was invalid and never existed. At that time they proceded to search via my name and social sec number for any account held by myself both currently and in the past and were unable to locate any accounts for me ever. I took the time to inform the creditor that this would have been a charged off debt according to new leaf. The creditor informed me that regardless of the status of the account that I would have shown up in their records. When I called and Informed New leaf of this they told me that I was wrong and that the account does exist that that they will sue me for the money owed their excuse being that because the debt was a charge off thet the original creditor would no longer have records of the account. I then called the original creditor again and spoke with 3 different departments as well as supervisors in these departments and they told me yet again that there is no such account. I sure would like to see these two fools face to face and really tell them what I think of them and their customer service.
Debt collector
Recent comments:
41
Sep 27, 2013
They seem to be threatening to sue a lot of people residing in other states in Washington state.  That's fine.  If they can't file it and keep it in federal district court -- which requires some very hefty numbers almost always above the range of consumer bad debt; and federal district court dockets are a little busy for consumer debt -- they can't file a Washington state civil action against a resident of another state.  Well, they probably can, they just can't compel that individual to respond.  Which means the action goes nowhere.

In the matter of threatening lawsuits in general, attorneys know they're prohibited from threatening actions they do not have mostly prepared and have every intention of actually filing.  Civil action is a proper course of redress, implied or explicit threat of civil actions that will never be filed are not.  Attorneys do that enough, they can be disbarred.  Though I doubt this firm has much to do with the Washington bar, or the bar of any other state.  Or much to do with a six-month vo-tech legal secretary program, either.

They won't get anywhere suing a Virginia resident in Washington state.  They can't sue a Virginia resident in Virginia without Virginia counsel.  Which costs money.  Often, a lot of money.  On a debt that's probably legally or practically unable to be collected, anyway.   Ignore them.  They probably won't go away very soon.  After all, they're making phone calls and making phone calls is easy.  But there's no sense working yourself up arguing the law and the validity of a debt with them when they'll only insist the law is on their side and the debt is eminently valid.  They'll probably tell you they can send you to jail for the debt, too.  The sad thing is, a lot of people believe that line.

You can report them for illegal debt collection practices to various state law enforcement agencies, but these agencies work very, very many quite serious cases and it's unlikely they'll have the resources to provide you much relief.  These guys are just a nuisance.  Even if they can from your state shut the company down in their state -- not so easy, either -- they'll only shutter this particular company and start up a new one.  That's how these companies work.
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42
Oct 4, 2013
New Leaf Solutions, LLC;
3305 Oakes Ave
Everett, WA, 98201-4409
You can view their low-rent offices by cutting and pasting the following:
https://maps.google.com/maps?q=3305+Oakes+Ave ... =12,227.47,,0,0
Other
43
Oct 4, 2013
1912 Everett Ave, Everett, WA 98201

This is the actual office they use
Other
44
Oct 4, 2013
1912 Everett Ave, Everett, WA 98201

This is the actual office they use
Other
45
Oct 26, 2013
Well, NLS does talk a lot about lawsuits.  There are actually involved in two Federal Cases.  But as Defendants, not Plaintiffs (both FDCPA related)

http://dockets.justia.com/docket/new_hampshire/nhdce/1:2013cv00386/39567
http://dockets.justia.com/docket/pennsylvania/pawdce/1:2013cv00100/209492
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