They will set you up send you home to look at let you choose the 2 nod chance home . Them tell you that you need to have a credit repair file to show the owners you are correcting your credit and ask for your account number though Lexington Law. Once you fill out the app and send the credit repair file number they send you a welcome letter and tell you that you qualify for the second chance program then you never hear from them again they advoid your calls and collect their commission from Lexington law and your screwed as you done spent the 119.00 it takes to sign up with Lexington law to get the file started... So this is a scam company.