Mar 26, 2011
Ask them for proof that you owe the money. Have them send it to your home.
They have information on you. If they don't have your home address - or claim they don't - thats more evidence that its a scam. If the information never arrives thats proof that its a scam.
If something does arrive, check the name and social security number. Make sure it really is yours. And check your financial records. Make sure the debt is real. Don't give them any money until they prove that you took out a loan and didn't pay it back.
Your cell provider can probably block the calls. If they can't, or if they charge for blocking, put the pest's phone number in your contacts list and assign them the ring tone "no ring".