they called me too I told them f you I was not going to give them any money period as she was blabbering and hung up  they called back as I was calling attorney geneneral.  Please people report these scams to your state attorney general as I talked to mine in Minnesota and they wanted the info.  They have charged this midland company before for this crime and are willing to go punish them again.  The more states that punish them maybe they will not be trying this anymore  Its a scam  the lady I talked to couldn't even pinpoint an acuurate amount owed  it was somewhere between 3 and 500 at first she claimed it was 500 when I told her I know I never had any loan for 500 it changed to the 3-500  that's when I told her where to shove it.