This is a Credit Card Services scam operation. I was successful in getting the caller to call me back from a different number and thanks to some sleuthing was able to learn who is behind this scam.

Here is the information:
Futuretech Financial, Inc.
Principal: Mr. Ralph J. Brunton (President)
Customer Contact: Mr. Dave Pippin (CEO)
Ms. Barbara Niles

Consumer's Financial Institute, Inc - 121 S Orange Ave STE 1500, Orlando, FL Another number of theirs is: (877) 504-3577

The best way to get back at them is to report them to the Federal Trade Commission: https://www.ftccomplaintassistant.gov/ The more people complain the faster these criminals will be held accountable.

Other numbers used by these criminals:
410-443-7853
212-347-4455 2x - 7/24/2014
601-734-5595 2x - 7/24/2014
563-649-5485
980-554-2354