Mar 29, 2010
I got a call from "Mrs.Klein" today. After hearing her bs about me owing something and mentioning which card it is from (an EXPIRED card, mind you!), I took her "information" and told her I would call her back. My caller ID said she was calling from Royal Oak Financing but anyone can spoof caller ID nowadays.
I gathered all my docs (relatively fast) and did some Google searches. Lo and behold, they are scammers. I gave her the business and told her to never call me again. She screamed "it's your credit report!" and hung up. I know it is MY credit report but you sure as heck won't get anything on it.
I have credit monitoring in place on all of my accounts so let Mrs.Klein go ahead and try to use that number or open anything in my name. She will be very surprised.
I also called the phone company that a trace said the number was registered to and they said it was not active. Lol! They probably have IP based phones and use whatever caller ID hack software to change the CID. Another trace said it was a cell number. Same deal...they could have multiple cell phones or IP phones forward numbers through to hide the real numbers they are calling from. Very easy to do.
You have to be on your toes because scammers nowadays are getting bolder and bolder.