This is a Credit Card Services scam operation. I was successful in getting the caller to call me back from a different number and thanks to some sleuthing was able to learn who is behind this scam.

Here is the information:
Futuretech Financial, Inc.
Principal: Mr. Ralph J. Brunton (President)
Customer Contact: Mr. Dave Pippin (CEO)
Ms. Barbara Niles

Consumer's Financial Institute, Inc - 121 S Orange Ave STE 1500, Orlando, FL Another number of theirs is: (877) 504-3577

The best way to get back at them is to report them to the Federal Trade Commission: https://www.ftccomplaintassistant.gov/ The more people complain the faster these criminals will be held accountable.

Other numbers used by these criminals:
208-295-6840
208-646-8795
212-347-4455
252-685-9865
253-245-2144
253-245-2253
318-240-6523
410-443-7853
417-204-5238
423-396-8787
563-649-5485
601-734-5595
830-250-4569
855-884-8402
870-463-8589
870-785-6958
906-209-8746
919-340-8494
928-476-8855
970-944-2315
980-554-2354
Spread the word!

I want this number to stop calling me

This number just called an hour ago from 970-264-8968 and now they are calling from this 417-204-5238. They call with an automated message stating they can lower my interest rate.

WARNING--BEWARE!! These callers are   B I G   credit card criminals, known as the card service scammers! Under NO circumstances, give these lowlifes your credit card number, or you will regret it forever!

"I want this number to stop calling me"

Do you think they will heed your request?

BTW, if that's your real name - don't use it on the net like this!