same situations!!!!why cant the FBI take care of these evil!!!!we worked soooo hard to make ends meet and these monsters makes easy money out of us taxpayers!!!

now I too have received calls for a company I did not borrow from but partially filled out an application... he said his name was Bernard Mark....  again the middle eastern accent and very hard to understand... he had me do payment via WalMart Green dot Money Pak

You've been scammed out of money that you didn't owe.

Yes. And (unfortunately), you will never see that money again. You need to let the FTC know that you have been scammed:

https://econsumer.ftccomplaintassistant.gov/

This is a criminal extortion scam operating out of India. They are making the calls utilizing VOIP and the names of legitimate firms to make it appear the calls are originating from within the US. There is NO "company" or "debt" and you will NOT be arrested. They are harvesting and/or buying consumers' personal identifying information from unscrupulous websites like the one you may have filled out an application with, and you need to do whatever you can to protect yourself. This includes: Notifying the FTC: https://www.ftccomplaintassistant.gov/, placing fraud alerts with all three credit bureaus, notifying your bank and employer and letting these criminals know you are aware they are attempting to extort money for a non-existent debt and have alerted the authorities.

ABC News released an investigative report on this scam in June. The FTC has indicted one of its ringleaders for criminal fraud:

http://abcnews.go.com/Blotter/phantom-debt-co ... 16512428&page=1

http://www.ftc.gov/opa/2012/08/bgm.shtm

I also got scammed from micheal Carter and we should
Call the FBI to do an investigation. They just scammer
They are just thieves