Nov 7, 2008
There is no debtors prison and you cannot be charged with fraud because you stopped paying your debt for whatever reason. They are idiots and they expect that you are also.
I will tell you the best way to handle these losers.
Its very easy. Here is their address:
"Consolidation Agency"
101 East Green Street
Ithaca, NY 14250
First Write a CEASE/DESIST letter demanding that they never try to contact you again by phone. List the numbers they are calling and demand they stop. This will stop the calls. Remember to send using CERTIFIED MAIL RETURN RECEIPT REQUESTED
The go to this link:
http://www.fair-debt-collection.com/Disputing ... ute-letter.html
Copy the letter and blast it off to them. make sure you send it to them via CERTIFIED MAIL RETURN RECEIPT REQUESTED. You might want to add some of your own words in the letters if you have been threatened.
If you do not hear back from them in 30 days, then blast the
next letter off.
Here is the link to the followup letter:
http://www.fair-debt-collection.com/Disputing ... up-dispute.html
So now I guarantee that you will not hear back from them. Especially if you recorded threats such as "never letting you sleep again", or "i will come to you and take it from you", etc, and you mentioned having record of it in your letter.
Now here is how to get back at them after you get them off your back.
Act stupid and get them to just unleash fury. Get it on tape.
get them to say ridiculous things. It's not hard. And then contact your attorney generals office for more details ;)
Sincerely,
ImSmarterThanThem