May 20, 2013
It's a scam - no one is going to arrest you. Never pay for any debt which is not proven to be yours - legitimate debt collectors are legally bound to send you a debt validation letter showing original creditor, amount owed, date incurred and whether they are legally entitled to collect said debt in your state. If someone calls and threatens you with arrest or garnishment of wages they are in violation of the FDCPA. Report the calls to the FTC, the FBI and your state's Attorney General. You may also wish to place fraud alerts with your banking institute and also with the big three credit agencies - Experian, Equifax and TransUnion.