I got a call from them also, and they tell me they are Legal Restitution Agency, and they are based in San Fran., CA...They are trying to say I owe money to an internet loan dept. If you want to pay, you can pay to do a reverse look up and get their address and everything.

So how did you handle this they told me to contact a lawyer or call immediately

Exactly what did they say to you? Was it anyting like what they said to me?

OMG!!!  I got the same type call from "Legal Restituting Division" on 3/17/09 ---- payday loans are illegal in my state, Georgia, I never got this loan, they mentioned 3 felony charges, going to the court house, etc.  I talked to a local Clarke county police officer - this seems to be a scam, I filed a complaint with the FTC ---- PLEASE you guys file a complaint!!  I also filed a complaint in my state.

What a scam ---- scary part --- they even knew 2 of my relatives names.

They've left me several messages saying that they have a time sensitive matter and that i need to contact them immediately because they have -then they say something I can't understand- or contact my lawyer for my best self interest. I've been doing research on the internet to see what they can do and I haven't found anything specific. most of it says that most debt collectors will not cile civil suites. I'm not sure yet I'm going to keep looking. Keep me updated on what anyone finds.