Jan 24, 2015
Commonwealth Financial Systems
Posted in http://800notes.com/Phone.aspx/1-415-325-0033
BBB page, B- with 253 complaints, carried under the name NCC, DBA Commonwealth Financial Systems
http://www.bbb.org/washington-dc-eastern-pa/b ... y-pa-235967163/
PA Dept. of State information, looks like it has been in business for 13 years.
COMMONWEALTH FINANCIAL SYSTEMS, INC. Current Name
________________________________________
Business Corporation - Domestic - Information
Entity Number: 2986806
Status: Active
Entity Creation Date: 2/5/2001
State of Business.: PA
Registered Office Address: % Ct Corporation System
PA
Dauphin
Mailing Address: No Address
Can’t find a PA registration for NCC
Federal law (FDCPA) requires them to send you a letter within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes. The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of the date of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
Also file a complaint with the PA Ag’s Office: https://www.attorneygeneral.gov/Quick_Links/P ... omplaint_Forms/