DO NOT SEND THE MONEY. THEY WILL TAKE IT ALL FROM YOU EVEN THE SO CALLED FEES YOU SEND. WESTERN UNION ONLY CHARGES $275.00 FOR AN AMOUNT OF $5,000, WHAT IS THE OTHER FUNDS BEING APPLIED TO

Ah, and not to mention that it is ILLEGAL to have to pay an upfront "fee, processing fee, insurance, trial installment" - take your pick - before you receive a loan.  Any time you're asked to pay a fee or charge before you receive money, whether for a "grant" or a loan - which you didn't even apply for - it's a scam!

Yes Jim, I just had the same exact thing happen. Was told the credit bureau put a block on the loan, well credit bureaus don't block loans. They have nothing to do with lenders loaning to ANYONE, they only provide scores and I verified with the credit bureau that this "first financial" never pulled my credit report. When I called this "loan company" back he kept giving me the run around and telling me if I pay the FDIC insurance my loan will be transferred to me. I told him I don't want the loan, I just want my $200 back. He said the credit bureau is blocking that too. What a scam!!!  Do I feel stupid? YES! But this is still so wrong!

DO NOT buy into this crap!!! It's a total scam!!! Yes they got me for $200 but at least it wasn't more! Can anything be done about this? Looks like the phone # is a mobile #...I'm sure it can't be traced. After inquiring with the credit bureaus and calling "Ben" back at first financial to plead my argument, he kept hanging up on me!!! Felling stupid right now!!!

Yes I was told the exact same thing I called the number off the wed address they gave me and FFCU told me they are scammers...