This is a fake debt collector on supposely outstanding payday loans they are a scam and use unfair debt collection strategies to try to collect on fulfilled debts. Do not give them any information.

I recieved a call from them myself recently from a man named Mr Culver and I actually was able to talk to him and figure out a way to get this resolved. He didn't threaten me or use any unfair strategies. He explained to me everything that I needed to know. I was a little nervous at first but I did owe the debt and I know I never paid it prior to talking to him.