Calls my home leaves a nasty message as investigator Morale stating that if my ex husband does not get in touch with him they are going to pursue legal action and that we have been "notified"...well I divorced my husband on 7/5/1994..so I left investigator Tom Morale a nice message and told him if he calls my home again I will pursue harassment charges....so now he has been notified.  I live in MD my ex is somewhere in PA and yet I am getting his dunning credit calls!!!

This man called me too. He says he is Investigator Morelly. Threatening me that he is going to pursue charges on me?? He is impersonating a Police Officer. I plan to file harrassment charges.

I have been receiving harassing calls from him as well. He up in He's thick east coast accent..acting all tough, telling me I need to call him today or else! He has threatened to have me arrested etc.  If you call hid number after hours he leaves his name on a vm.  Sounds like a cell phone.  I just will not answer his calls.

This is a total SCAM!!
They will call you and scare you into paying. I work for a law office, and here are some tips that will help you when it comes to defending yourself against these scam artists.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they’re told (orally or in writing) that you’re not allowed to get calls there.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
falsely claim that they are attorneys or government representatives;
falsely claim that you have committed a crime;
falsely represent that they operate or work for a credit reporting company;
misrepresent the amount you owe;
indicate that papers they send you are legal forms if they aren’t; or
indicate that papers they send to you aren’t legal forms if they are.

These are just some of the things that this Mr. Morelly is doing. He is not going to serve you. REMEMBER: ITS THEIR JOB TO SCARE PEOPLE INTO PAYING-- THEY ARE GOOD AT TALKING YOU INTO THIS, AND THEY WILL MAKE THEMSELVES SOUND LEGITIMATE!!

This is a scam, my attorney advised me to stop all communication with the company. My atorney also advised that if I made payments, to call my bank and have the payments reversed, because they will never credit the debt anyway, they are just stealing from people.