I have a cellular TracFone and I do not answer unknown numbers.   On 3/18/2016 at 10:22 AM they left a prerecorded voice mail informing me if I wanted to lower my interest rate press 3 to talk to a live person…blah, blah, blah…  Wow…this has SCAM written all over it.  Then today 4/12/2016, again at 10:22 AM, they called again and I manually rejected the call as this little phone does not provide a reject list.  My phone number is registered on the national Do Not Call List and I reported this call to them.  However these are probable scammers and WILL NOT abide by the DNC List!