Dec 9, 2013
I received a call on my cell phone. When I answered, I heard nothing but hold music. The hold music lasted 7 minutes before I hung up. Nobody ever came on the line. When I called the number back (blocking my number using *67), it was Southwest Credit looking for someone I never heard of before. They said "I am looking for ___ for a personal business matter". I advised them they have the wrong number.
A lot of these debt collectors are starting to use local numbers now. This one is based in Texas, and I have been seeing a lot of them are using numbers in your own area code instead of toll-free numbers, in hopes that you would answer. Makes sense for them, as I never answer toll-free calls that I receive.
Their mailing address:
Southwest Credit
4120 International Pkwy, Suite 1100
Carrollton, TX 75007
Their main business number:
1 (800) 637-7439
Their website:
http://www.sw-credit.com