Aug 14, 2007
Nice to have found this site because they keep calling me as well. I do have a few debts, but have no idea how they got my cell number!
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The law states that you can write them a letter telling collection agencies to stop calling/mailing (etc) you that you will only accept bills and calls from (insert company name here) and they MUST listen or get into trouble. Collection agencies are considered 2nd and 3rd parties.
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What I can't believe is the mail I received once telling me that my debt for 500.00 had been sold to this company and they were willing to settle it for 300.00.. I do know these companies have default insurance to cover half of it, are they actually making money off it, but selling people's debts??
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BTW-Most of my debt was to a couple cell phone companies when early termination. One even admitted their service was not fully in the area, there was bad reception, yet they charged me for canceling a service that didnt work?? I am glad they NOW have that law where they give you so much time to try it, then return it if you don't like it, but I think most of us racked up bills with the unfair penalties on cell phone services that didnt work back when. I think all that debt should be canceled for that time frame regarding cell phone services.