Dec 5, 2016
I received a phone call from this number. I asked what it was in relation to and they indicted they were mediators for their client. Because I had some financial setbacks in 2005, I still from time to time have to deal with these scumbags. I immediately indicated that I was disputing their claim of debt and asked for their name and address. I was hung up on several times. I was told I was "not in compliance" and that they were litigate. I kindly reminded them that under the FCRA I had the right to have the information on them such as company name and phone number and that of the supposed original creditor. They refused. I told that then that I had the right to information to send a formal dispute letter, and that I was going to file a compliant with the Texas OAG and with the FTC and whatever bureau they operating in which in this case the number indicated Pennsylvania. As they kept hanging up on me or leaving me on permanent ignore, I persisted and called them back. I finally must've reach a woman who knows her stuff she gave only the name of the company as Barron and Stone..... which are a million of those everywhere. These company's often time use names similar to other legitimate companies to avoid being reported. In this case they allowed the phone number to show up on my caller ID. I did a reverse lookup and it seems as though its an individual who owns a small collection agency and works out of a small office in PA. So I reported them with the Texas OAG and the FTC as well. They threatened me with check fraud and malicious intent to commit fraud. they refused to provide me any paperwork and they said that a warrant for my arrest would be issued for me and I could take it up with the court. When I asked when my court day was they said tomorrow. So, I asked for a copy of the affidavit. Again, they refused. Know your rights!! Fight back. In addition, they are waaaaaayyyyy beyond there statute of limitations on collections of this debt even if it was owed. I even entertained them by offering them to mail a check for $50 to get their mailing address, of course they declined. POS! I am just now getting my credit score about 600 and people like this add this stuff back to your reports!! I am currently fixing that too. But, people you should report them! This is the only way anybody will put them out of business.