Scammers left a voicemail message offering to lower interest rates...

This number showing "Jasper TX" called my cell around 10:20 am. I almost answered as we have customers in Jasper. However, we let it go to voice mail. Caller hung up without leaving a message.

409-384-3461 called saying he had access to my credit files and he would look that I didn't need to go look for the sent bills which raised a flag to me- I reported this to credit cards and they filed it but probably wont follow through. where the hell is Jasper Texas?

Called at 1207 CST Sat 10 Dec 16.  No message left.

Left message to lower my interest rates on my credit card.  I don't have a credit card.  I got rid of them years ago.  Can't afford them.  So I will block this caller.  I'm calling this caller a "SCAMMER" as credit card companies won't call you about lowering your interest rate.  They mail you information and you call them.  No credit card company will ever call you and ask for any of your personal information either as "duh", they already have it.  Scammers hope people don't know that but I do know that and I just scam those scammers right back and love to hear them slam the phone down to quickly get rid of me as I have just wasted their time making them think they were going to get personal info from me.  If you have time, then have fun and waist their time by keeping them on the line as long as you can so they can't fill their scam quota for that day.  But please don't give out a fake credit card number or social security number as you may be giving out numbers that belong to a real person.  I read that a lady used 000-00-0000 for a social security number and 0000-0000-0000-0000 for the 16 digit credit card number when the scammer ask them.  She said some of the scammers she did this to, it took a few seconds for it to sink in for them to realize their scam just hit them right back in the face.