Unnamed "credit card company" recording telling me last chance to adjust credit rating if I would just press one... Well I guess I lost my chance, cause I hung up on their scam.

Just got a call from this number but I didn't pick up. They didn't leave a message.

Just got a call from this number answered but no one was there. they hung up.

The do not call list is virtually useless now as telemarketers have found technicalities to exploit that make their calls legal. Sorry to burst your bubble.

Maybe you would like to demonstrate your immense knowledge and explain to us "laymen" exactly what "technicalities" you are referring to that makes their calls "legal"?