Telemarketer offering to lower credit card interest rates. And now that the formalities are out of the way... I'm usually too busy to answer calls but this time I did. Upon hearing the robo message I decided to oblige and continue to find out what they had to offer... not because I want to lower my interest rate but because I wanted to waste somebody's time. I did get farther than usual and upon realizing he wasn't getting any useful information out of me, he rewarded me with some very colorful yet biologically improbable suggestions. I was quite delighted knowing I was that aggravating... if only more people would do this!