"This is your final chance to lower your credit card interest rate". Yeah, right. That is what they said the last several times they called with other phone numbers. Same old Card Services scam.

Nothing, called and I could hear breathing. then they hung up.

"This is your final chance to lower your credit card interest rate". As if.

Listened to the message telling me I can lower my credit card debt and interest, blah blah blah. I pressed 1 and got a guy names Norman. Of course he hung up on me when I said they need to quit calling me. They call me at least 2 times a day from different numbers.

This is my private phone only for emergencies,   only my wife has this number.   I don't know how they got my number but I did not answer.  They only called once so far but if they call again they will get a piece of mind.