May 13, 2017
Your post is in error, is giving people the wrong information and is misleading. Either correct it or your posts will be reported. I told you this once before. FDCPA says that the initial dunning letter does not need to be sent out until first contact (defined as either them actually talking to you or leaving a message) is made. The FDCPA does not specify a "per violation" award. Do the math? Well you would be off legally by thousands. You can send a simple C & D letter yourself for less than $7.00. If you feel that I am in error, please provide the proof otherwise, once again, here is mine:
Read up on your rights here and also make a complaint at this government site: http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices: http://800notes.com/faq/attorney-general
FDCPA: https://www.ftc.gov/system/files/documents/pl ... actices-act.pdf