They keep calling and calling my mother. When she said I am not interested after about 10 times. I then said when they called again and said what do you want? He said I want you. Then says he wants to f..... me. I handed my phone to my daughter and when she said excuse me he repeated himself. Then informed me since I refused loan and told them I was not interested for the 30th time he told me that my checking account would be debited $500 for a cancelation fee. How do you get charged a cancellation fee when you didn't sign up for anything. I have contacted my bank and have had to freeze my bank account because of some person pretending to be a company that he isn't. The man said he was with lending club which when I contacted lending club they are out of California not Florida. They have no idea who this is or why they are using their name. After telling the man that he had been reported to Florida and Missouri Attorney Generals office plus BBB office he resorted to telling me he would take $500 from my account. Rip Off. Please don't take any calls from these people or do business with this man. THey will resort to anything.