Sapphire doesn't telemarket anymore! They do help people reduce their interest rates. As fas as our EX employee... when people get fired they have a tendancy to retailate! Especially when they were fired for Fraud....

Sapphire Financials is a legitimate company?  Of course only the banks can change your rate but Sapphire does a great job of negotiating your rates down with the creditors.  They got me down from 26% to zero percent for a year and saved me about $8,000.  It was well worth the service and I would reccomend them to anyone with credit card debt!

I received a call from card member services and wanted to lower my interest rate on my credit card.
The call was a number from N.Y. I thought it was ok. Discussed the process and He stated that if the could save me $2500 on the principal and lower my interest rate.  If it amounted to at least  $2500  they would deduct $750 from this amount and the difference would come off the principal amount. I got a call from Kissimmee, Fl. 407-520-5220 Ladie anmed Brandy. Then I found out that they had taken money out of my cerdit card without my approvel. Now I am going through the hassel of getting it back. They lied to the credit card company and said it was a hard ship. That would close this account and not be able to use it until it was paid off.  I when I found out through the better business bureau they were not in good standing with them I cancelled all but to late they got to me. Be ware!!!
Ps # 407-520-5920  866-942-6441  407-520-5920

John, I find it very amusing that you post this comment; when you sat threw the entire hardship process with us and then decided you would not pay after a service had been provided to you...But no we must have been in the wrong. You understood full well what was going on but refused a charge after thousands of dollars of savings.

This number doesn't work either 1-866-942-6441 i no longer in service.