They called my cell,a person named Rachel said she wanted to talk to me about my credit card bill and that it was past due,when i told her i didn't have a credit card she hung up.But they just keep calling.I told her i was on the DO NOT CALL LIST the first time they called

CALLS ALL THE TIME. IM ON THE D.N.C.R., BUT THAT THING IS USELESS.

A recorded voice calling herself Rachael from card holder services.  I believe it's a scam to get a credit card number.  The voice says they can get one interest rates as low as 6.1% and one is directed to press "9" to speak to an operator.