caller said it was Rachel  from visa...she then hungh up

They have called and left automated messages but got me on the phone this time. They said they were from Card Services and wanted to offer me a lower interest rate on my cards. I asked who they were with and they said Am. Express, Visa, MC and a host of others but pressed me to give them my current balance and if it is over $3,000.00 then I might qualify for a 6% interest rate. I asked a lot of questions and they said they only took the info and then transfer me to an "agent" who will "process" my application. When the woman asked for my card number I told her I wasn't giving it to her and what did I have to do to get my number off their call list she got mad, put me on hold and then hung up on me. Sounds like a big scam to steal credit card numbers and identities. My advice: DON'T GIVE THESE PEOPLE ANY INFO AND TELL THEM YOU ARE REPORTING THEM! If it sounds too good to be true: IT IS!

Recorded message from "Rachel for Credit Services" regarding "important information on my credit cards" or some such nonsense, and to press "9" to apply.  Phone rang simultaneously to my fax and home phones.  This has happened several times before.  I was asked if I pressed "9" for new rates, but when I said "No, I want your name and address," she hung up.

called but left no message on answering machine

The same thing happened to me- from "Jason" at "card services".  He stated they represented all the major credit card companies, that my payment history qualified me for a lower interest rate, that I was referred by Experian.  I was told they would need my account numbers, not the expiration dates or codes on the cards, that no one could use my cards' numbers without this information.  When I told them I wanted their contact info so I could check them our with law enforcement first, he asked me why I would want to do that, and refused to give it to me.  He then stated, "I guess you don't want to lower your interest rates." I reported it to the Sheriff's office.