Automated "lower your interest rate" type scam call.  I spoke with a "Leo Gonzalez" from "the credit bureau."

I've got an old Capital One card from an account that has since been closed, so I gave him the 800 number on the back, and scrambled the card digits when I gave him the info.  Obviously, he couldn't find my "account" in their system.  It was pretty funny.

All in all, I was able to successfully waste about 8 minutes of his time.  You are all welcome.

Robo-call claiming to be Discover credit card, offering to lower interest rates on my account.  I don't have an account.

I am on the do-no-call list, clearly this company is violating several laws.

This is a credit card scam. I have been getting these calls from various numbers for over a year. I have actually spoke to people and asked to be removed from the list. HA! they  call even more. So rude! Now I just block each number. I do not answer long distance calls. If it is a legitimate caller, they will leave a message. I block the numbers. It is a "robo dialer" so the calls keep coming! Wish someone could catch these scum bags!

JOHN, YOU ARE SO RIGHT!  WHO IS IT SO UNINFORMED AS TO FALL FOR THESE CREDIT CARD SCAMS?