I'm actually starting to get annoyed by these people calling... even if the call goes to voicemail they just keep calling and calling and calling, it's outrageous. Please make sure you do not share any information with them.

These folks, well the automated dialer, has called me a couple of times now. Always the same message "This is the National Mediation Group, calling ..." citing Federal Article 805-11. Far as I can tell, there isn't a legitimate Federal Article 805-11; when I do a search for it, I get sites like this about fraudulent bill collectors. I've taken to ignoring them.

I received my first call from this fake company on friday, April 6th and got the same message about article 805.11. When I looked it up there was no info. on it. Not less than 30 minutes ago I received another call from them but this time I answered and immediately hung up to avoid their annoying message. I noticed I didn't start getting calls from this company until I received a call from a man stating he was from legal services and that he would be sending someone to my job to serve me with civil papers because i've been writing bad checks and other fraudulent banking acts. Has anyone else had this problem? The number I receive calls from is 646 558 1347.

dont owe any one a dime have never had a payday loan  paydaynd would not even know where to get one I think they are not in pa also I dont have a payday retired

For all of you receiving a message containing the term "article 805.11" it does't exist! What they did is take some numbers, change them around and add the word "article"; in reality this all comes from the FDCPA, the laws that were set up over 30 years ago to protect consumers. Read below

Section 807(11) requires the debt collector to "disclose clearly in all communications made to collect a debt or to obtain information about a consumer, that the debt collector is attempting to collect a debt and that any information obtained will be used for that purpose," except where section 804 provides otherwise.
1. Oral communications. A debt collector must make the required disclosures in both oral and written communications.
2. Disclosure to consumers. When a debt collector contacts a consumer and clearly discloses that he is seeking payment of a debt, he need not state that all information will be used to collect a debt, since that should be apparent to the consumer. The debt collector need not repeat the required disclosure in subsequent contacts.
A debt collector may not send the consumer a note saying only "please call me right away" unless there has been prior contact between the parties and the collector is thus known to the consumer.
3. Disclosures to third parties. Except when seeking location information, the debt collector must state in the first communication with a third party that he is attempting to collect the debt and that information will be used for that purpose, but need not do so in subsequent communications with that party.