+1 404-975-0903
We have got 3 reports against 4049750903
The majority indicated that it is a Debt collector
Who called 4049750903
Location: Georgia
Operator: Билайн
Views: 4
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Sep 1, 2014
She says I owe money from my cash now back in 2010.if that is true why did you wait 4 years to collect. Any one else had this happen to them.
Debt collector
Recent comments:
1
Sep 28, 2012
KML Financial LLC
120 W Wieuca Rd NW Ste 206
Atlanta, GA 30342
http://www.kmlfinancialllc.org
Debt collector
2
Sep 1, 2014
She says I owe money from my cash now back in 2010.if that is true why did you wait 4 years to collect. Any one else had this happen to them.
Debt collector
3
Sep 1, 2014
A phone call from a supposed debt collector is not legally sufficient evidence of debt.

The Fair Debt Collection Practices Act (FDCPA) includes statements such as this:

* Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money.   ["Written" means snailmailed ... not emailed or texted]

Source:
https://www.consumer.ftc.gov/articles/0149-debt-collection

Therefore, if that caller wants you to pay immediately, before you get the written validation notice via snailmail, or if the caller wants payment via green dot, Western Union, or other untraceable means, then the call is definitely not legitimate.

IF you wish to communicate with the supposed collector / creditor, visit  the following page, for example "Action Letters" to snailmail:
http://www.consumerfinance.gov/blog/debtcollection/

If you KNOW you owe no money, or believe the call was from a fake debt collector, please take the time to read this:
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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