Calling say I owe a payday loan. I don't owe anything. Never even received a loan

Receiving calls like this all the time. If they have a legit legal matter they would send certified mail or personal contact. Don't fall for it! It's a scam to get money from you. They are not legit

he called me as well but different from you guys i did get a loan and he was very respectful and nice so i pd them.

http://www.bbb.org/atlanta/business-reviews/c ... nta-ga-27408603

This Business is not BBB Accredited
Penister Closson & Associates

(404) 935-9110
View Additional Phone Numbers
(800) 350-0251

2484 Briarcliff Rd Ste 22-133, Atlanta, GA 30329
http://www.penisterclosson.com
BBB® Non-Accredited F Rating
http://www.bbb.org/atlanta/business-reviews/c ... h.n3MHEXcd.dpuf

Length of time business has been operating.
25 complaints filed against business
Failure to respond to 3 complaints filed against business.

24 complaints closed with BBB in last 3 years | 8 closed in last 12 months
*Note: All are billing and collection issues

https://www.facebook.com/pages/Penister-Closs ... 545733802169188
***Nothing to see here

Related thread:
http://800notes.com/Phone.aspx/1-800-350-0251

http://dockets.justia.com/docket/north-carolina/ncedce/5:2012cv00652/124858
*********************************************************************************************
http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
See Residents post here also:
http://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
http://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
https://www.ftccomplaintassistant.gov/#&panel1-1
http://www.consumerfinance.gov/complaint/

I guess he was "very respectful and nice" because you work for them.....