To all of you with complaints about these scammers posing as debt collectors for CashNetUSA, be prepared, they won't stop. I have been getting DAILY calls from numerous people since October 2007 from these scammers, I have been treathened, I have had one of them call me in the middle of the night from his personal phone, my husband answered and this guy started screaming at my husband threatening him, and I don't mean just threats if we don't pay we going to jail, he threatened to drive to our home. I have talked to people at CashNetUSA, they informed that several personal files had been stolen with minimal information, but enough for them to contact us and try to get money out of us, they even faxed me a letter proving I owe them NO money, but these people keep calling. Until the authorities do something and catch them, we will continue to be victimized and harrassed by these people. I have started a journal that I write every number they call me from. I have caller ID, so if I recognize the number I don't answer, if I don't I answer and as soon I realize it is them I hang up, I don't even answer their questions when they try to get me to verify who I am, I say nothing but 'hello' and I can tell instantly who they are by what they say. So just hang up on them and start keeping a log of the numbers.

I wish a legit attorney would step forward and help all of us who have been victimized by these people who help open up a class action suit for all the torment we have to endure. We should not have to live with this. I have had to deal with this for over 4yrs now, enough is enough. Something needs to be done.

These people are calling my job my home my cell amd wont stop. help

this number is calling constantly...now they are calling people out of state asking for my number.i don't know who they are but i agree with the other posts..we need to find a way to stop them.does anyone have and address for this freaks?

Hi, I know these people are relentless. I have been trying for six years to get them to stop calling me. You would think after all this time someone would have caught them and stopped them. They just called me again today and threatened to turn their so called case over to the county court were I live and have a warrant issued for my arrest. I just laughed at them, told them go right ahead. I don't owe CashnetUSA anything and I got the proof. Just ignore them best you can. I know it is tiresome and I feel for everyone being harassed by these people. Just learn the numbers they call from if you have caller ID and avoid them and keep reporting them were ever you can. They have no real name or address, so hard to track them down.

Consumers across the country report that they're getting telephone calls from people trying to collect on loans the consumers never received or on loans they did receive but for amounts they do not owe. Others are receiving calls from people seeking to recover on loans consumers received but where the creditors never authorized the callers to collect for them. So what's the story?

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

is seeking payment on a debt for a loan you do not recognize;
refuses to give you a mailing address or phone number;
asks you for personal financial or sensitive information; or
exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.

Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.

Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.

Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.>

http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt076.shtm