yes they are calling claiming to be samantha stating there is debt to be collected, rude rude lady

Same thing happened to me today. A lady by the name of Dana Clark from risk management called me. Said there is check fraud charges against me. A long time ago, I borrowed from a payday loan and never paid it back. She said I would go to jail if I did not take care of it today by 1:30. I was all for paying back my debt until she said I had to wire the money through money gram or through a bank. That was a huge red flag as I had borrowed from another payday loan place that I had forgotten about due to some personal issues. they read me the same riot act, but were willing to take payments from my debit card or cc card. I agreed and looked them up afterward. They were legit but used extreme scare tactics to get there money. It appeared on my bank statement as the name they had given with a phone number I called. All was right, but this lady did not know I went through it already. She did not even give me her company name. Other than the initials of a company I'd be sending the money to. When I googled it, there were complaints against it stating the exact same thing happened to them. I guess I will take my chances of something worse happening. I don't trust them.

Failure to pay back a loan does not constitute "check fraud".  Debt is civil, not criminal, so no, you are NOT going to jail.  Making threats like this is a violation of federal law.

Per the FDCPA (the Fair Debt Collection Practices Act) - you should NOT pay any caller who refuses to MAIL a debt validation letter showing that you owe a debt and that the caller has the legal right to collect said debt.  Refusal to mail this documentation within five days of the initial call is a violation of federal law.  In fact, you shouldn't take the word of ANY caller - make them MAIL you proof of debt/proof they can collect as is your right.  I would also question any collector who uses "extreme scare tactics" - that is illegal, per the FDCPA.  Debt collectors bear the burden of proof to show that you actually owe them money - you don't have to prove anything.

http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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http://dfi.wa.gov/consumers/alerts/cashnet-payday.htm
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Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

— filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim’s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims’ relatives, friends, and employers.
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Also read up on the laws and your rights:

http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf

For Extortion Scam Operations, file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..

http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/

YOU ALL ARE SCAM ARTISTS AND CON ARTIST THE CONSUMER WHO TAKES OUT A PAYDAYLOAN WITH THE INTENSION OF NEVER PAYING IT BACK IS A THIEF AND A LIAR ... BEFORE YOU IDIOTS START BAHKING SCAM THIS SCAM THAT SCAM TRY PAYING YOUR DAM BILLS AND STOP TAKING OUT PAYDAY LOANS ....IE: "LOANS"!!!!! IF YOU CANT PAY THE [***] BACK!!!!!

Shill, you clearly do not care about the law, honesty, integrity, simple composition, and basic spelling.  The scam artists are the people making these calls, not the consumer.  Please provide evidence of anyone posting on this board ever taking out a PDL without the "INTENSION" to back it back.  I do find it ironic that a morally reprobate idiot could possibly call anyone an idiot.  

I have a few questions for you
1.  What is a "BAHKING SCAM"?  Does it have something to do with the culinary arts?
2.  What is a "DAM BILLS"?  Is that like something consumers pay for the construction of of a barrier to obstruct the flow of water?

I bet you thought you could come back and make on last try here to intimidate consumers.  I have news for you, it will never happen here.  You will not get the last word, period!  First, the regulars will humiliate you.  Second, this thread will serve as a permanent record of deviant conduct for consumers to see for all of eternity.  Anytime a consumer searches out this number guess what the first result will be --- this thread.

PS -- Now you owe me a billable hour.  I provided you a diagnosis, now pay up.  PAY UR BILLS DEADBEAT!