Payday Loan Collection POSING as an investigator. DO NOT CALL THEM BACK! It may seem scary, however it's a lie. Even if you have an outstanding loan these sharks are trained to use scare tactics to get you to give them your cc# or bank account to take money back form you that you owe. They may say they will visit your home, work or that you are being "served", all false. When being served papers for anything it's not announced.
This company is just working as a collection company trying to get $ form you. DO NOT CALL BACK. You will not be served or go to jail or have anyone visit your home, family or work.
This is a payday loan collection agency. They are located in Atlanta. The "investigator" will say there are felony charges against you and they need to ask you questions...which is a lie. No one goes to jail for an outstanding debt.
If you feel you need to call them back tell them to forward info to your lawyer or local police department.

I got a call from them saying I owe $562.33 and I asked what was the company or name and gave me a name by John Ritge' they said that I have a warrant for my arrest and there going to processed with my warrant and the "investigators name is Hartford.

If you KNOW you owe no money, or believe the call was from a fake debt collector, please take the time to read this:
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

I believe this is a scam. Received call saying they were a fraud investigator. Called back and rang and rang.. no answer. I do not owe any debts and they did not say my name in the message they left me. If they were a true debt collector they would have said who they are trying to reach. Debt collectors are not allowed to leave any information about collecting debts on answering machines.

Also the office of financial affairs does not appear to exist nor does Tracy Mills.