Hi, this message is for _______________.  This is Terrence Haley calling from ________.  It is very important that I speak to you by tomorrow, 5:00pm Eastern Time.  You can reach me directly at 404-736-7038.  Again, that’s 404-736-7038.  That’s Terrence Haley.  I look forward to talking to you, Mr. ________.  Have a nice day.

This man named Jerry Cadarus(spelling of last name?)called my home looking for my Mother-In-Law. He left this very disturbing message in detail saying "He was calling her regarding a very, very serious & severe information to share with her, and this matter will disrupt her lifestyle.  So she better call him back--RIGHT AWAY. He said he suggest she did not disregard his message & do not take this call lightly. He went on to say for her not to wait until the last minute because if she did HE PROMISED she would REGRET it.
My MIL just lost her husband in June of this year, and I dont appreciate this man calling and threatening her.  Not to mention my children heard the message and were upset about it.
This is ridiculous, something should be done about this treatment.

This man named Jerry Cadarus(spelling of last name?)called my home looking for my Mother-In-Law. He left this very disturbing message in detail saying "He was calling her regarding some very, very serious & severe information to share with her, and this matter will disrupt her lifestyle.  So she better call him back--RIGHT AWAY. He said he suggest she did not disregard his message & do not take this call lightly. He went on to say for her not to wait until the last minute because if she did HE PROMISED she would REGRET it.
My MIL just lost her husband in June of this year, and I dont appreciate this man calling and threatening her.  Not to mention my children heard the message and were upset about it.
This is ridiculous, something should be done about this treatment.

The caller identified herself as Crystal and claimed to have an important message for me regarding my father. She suggested that I call her back before a decision is made that neither she nor I can change.

Sounded rather disturbing. Have not called back yet.

it's a credit card collection agency using some pretty deplorable tactics AND lying. i kept the recording and will be happy to share it in court, should it go that far. i told her to send me the information in writing, she said, "no, that's not the way this works," and i hung up. i suggest this for further reading: http://www.fair-debt-collection.com/index.html