Jul 6, 2014
Much as these criminals preach otherwise, a defaulted payday loan *IS NOT* ever considered "check fraud" by the courts. A PDL is *always* consumer credit. Consumer debt in America is *not* a criminal matter. Collectors do not need and cannot whistle up anyone with a badge and a gun to get themselves paid. Real law enforcers have trouble enough catching people who threaten lives and public safety, and they don't want another job chasing unproven penny-ante debts.
Never let bullies on the phone confuse extortion with debt collection. Honest debt collectors do not typically send their claims straight to a judge, and they don't take your ransom money to broker quick deals with so-called "process servers". There are no secretive "arbitrators", "assessment specialists", "detectives", "investigators", "mediators", or "prelitigation specialists". They are sweaty double-talking criminals with a script full of coercive remarks. Lawful debt collection is a process, not an ambush, and you are due a chance at each stage to raise a dispute. The agents' horrid threats are empty and their conduct is illegal. Do not reward lawbreakers with your money. Challenge them always, sue them if you can.
FTC and CFPB material on US federal collection law:
http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ... debt-collection
See also this FTC alert: "Fake Debt Collectors"
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
threads linked to Highland Financial Group / Highland Financial Investigators / HFS Arbitrations / HFS Corporate Services in Atlanta, GA
home of payday loan thugs, fake "investigators", bogus "check fraud", and false arrest "warrant" threats
http://800notes.com/Phone.aspx/1-404-254-3788
http://800notes.com/Phone.aspx/1-404-334-7492
http://800notes.com/Phone.aspx/1-404-334-7498
http://800notes.com/Phone.aspx/1-404-334-9984
http://800notes.com/Phone.aspx/1-404-334-9985
http://800notes.com/Phone.aspx/1-404-334-9986
http://800notes.com/Phone.aspx/1-404-334-9987
http://800notes.com/Phone.aspx/1-404-492-6796
http://800notes.com/Phone.aspx/1-404-492-6798
http://800notes.com/Phone.aspx/1-855-798-1893
http://800notes.com/Phone.aspx/1-866-372-8831