These calls are scams. They told me I had a worthless check with EZ corp a payday loan place and the fees where like 2500.00 + this and that. They want to scare you to make a quick payment without thinking and some are really good. One company even sent garnishment paper to my work place and they looked almost real. First of all before anybody garnishes your wages they need a court order which you would know about. They also act like this is a felony and that your going to jail if you don't pay quick. Even if you did comit a felony you can't pay to get out of it. That is just now how it works. This would be a civil matter anyway and you don't go to jail for that and if you have a real felony trust me they would not be calling you on the phone. Dont give these people any info about yourself. The lady that called me called herself Olivia Martin.  Good Luck and stand up to these people but be prepared they don't give up easy. Some have even called my family members and tried to scare them.