Got a call from Ms. Donaldson saying she was preparing documents to file in court regarding a complaint from Great American Readers (a scam company-they dupe you into paying for a magazine subscription then bill you $40/month and send you tons and tons of magazines you never agreed to).  Ms. Donaldson says that by making a payment, it constitutes and agreement and therefore the papers will be filed in court.  The website is www.vcacorp.com and they are just another collection agency.  Kind of funny how a scam company is using collection agencies to get their money......