Jul 14, 2016
If any of it were true, you'd have received mail from your bank concerning the matter long ago. You're correct. Just because a voice on the phone is saying you owe isn't valid proof. Demand proof in the mail, but you'll likely be met with "they already have". Threats by phone, email, smoke signals, Morse code, or fax are not valid proof. Tell Ryan Miller to stick with hockey, too.