SCAMMERS !!! Caller claims to be from dept of financial services fraud division or some Bullshiznit like that. They also call your family members and threaten them too!! That automatically proves they are breaking the law.
NO REAL COLLECTION AGENCIES ARE allowed (by law each offense is about $599- I have 4000 documented cases/attempts to scam our family: $2,396,000 in fines.
If they try to call and badger your other family members and close friends not even related to you. ; just ignore them.. DO NOT EVEN TRY TO TELL THEM ANYTHING. IF YOU [***] THEM OUT they just call and hassle you even more.
They "BUY" the information from hackers and/or other shady people with your financial information. CA, UTAH, MO, SC, FLA, MINN, NY AZ, NV and others.