Damn,  I can't believe how I screwed up.  Like an idiot, I bought a house I could afford worked hard and payed it off.  If I had really been smart I would have bought a house I couldn't afford and now I could have these folks use taxpayer money to help me take care of my mortgage.  

Funny,  with this this lousy economy no one seems interested in helping me cover the lost value of my house.

Bruce Marx with NACA . . . spam about re-financing your mortgage

These people have called before but today is Saturday and they called quite early.  I called back, their office is closed - how about that - and left a message to not call my number again.  We shall see.......

NACA is semi-legit.  They seem to think they do not have to comply with federal laws though, especially since the sitting president is friendly with them.  I tried to deal with NACA before and they are very racially and socially driven as well as being very willing to lie to you.  I almost filed fraud charges against them due to how they handled my mortgage application.  If you are from a certain racial and socio-economic class you may have better results as anyone outside of that they treat like crap.  

FCC complaint filed.

The address they have listed for their Georgia office is non-exsistent (it's a dental office) I didn't check any of the other addresses listed on THEIR website, just the one they're calling from