Oct 30, 2013
The Law Office of Legal Mediation (Lydia Baker, Monica Johnson, and others) is who is calling from this number. They will say and do anything in an attempt to get money from you, however, it's all a bluff. Yes, I know they sound scary, especially when they start threatening you with being arrested, having felony warrants, etc. But it's really all talk. If they call again, hopefully the following tips will help you out:
1. Before you answer their call or call them back, download Androrec, a FREE app available for Android (not sure about iPhone). Also, I'm in no way associated with this app, I just happen to find it useful.) Once it's installed, it'll automatically record every outgoing and incoming call.
2. You can wait for them to call you back, or you can call them. Tell the caller RIGHT AWAY that you will be recording the conversation. The trick is to have your own voice at the BEGINNING of the recording saying that you are recording the conversation.
3. Ask the collector for the name and address of the collection agency for which he or she works. Then ask him to send you written information about the debt to verify its validity. Any legitimate debt collection agency will do this because it’s required under the federal Fair Debt Collection Practices Act.
4. If the caller won’t give you this information, hang up. If a phone number is available through caller ID, report the call to your state attorney general and the FTC.
A few other things to note:
You can’t be arrested simply because you can’t afford to pay a debt. Period.
It’s against the law for debt collectors to pretend to be attorneys or falsely threaten to sue you, regardless of how they communicate — through texts, through letters, or through phone calls.
Further, owing a debt to ANYONE is a civil matter, NOT a criminal one. A company MAY take you to court over a debt owed, but it is CIVIL court (like small claims court). This means that there is no warrant, no felony charges, etc. If a company decides to take you to court, they have to file the paperwork in the correct jurisdiction and then someone from your local sheriff’s office will serve you papers that let you know that a court date has been set, and for what time and place.