Caller stated some one is bringing me to a civil court but did not explain

I just got a call myself.  The person on the other end is using old credit history information to try and scare you into paying him, not the credit card companies or whoever.  I read an article recently about new collection agencies popping up trying to intimidate people by bringing up old unsettled debts that in most cases have already been charged off by the creditors.  They can get old credit card histories through public records, which in some cases have been settled or charged off but they use language about 'judgements' and 'civil court' but the [***] wouldn't say what court, when, at what time, etc so that was my first red flag.


If you press the person for more details, they say they just work here and we're a third party, we don't know all the details about your case, etc.

They also try and trick you with the 'I've verified your identity' but they don't say they are recording the conversation so it's totally not valid in court.

So it's [***].  If anyone was going to come after you for money you owed, you would get something in writing.

The number 404 287 0204 comes up as "Reggie White"

Caller indicated that the sheriff was going to stop by from a neighboring county.  They even referenced a docket #. They were looking for my ex-wife's third husband who I don't even know.  The message sounds legit but don't fall for it.  I frequently get messages from collection agencies looking for this guy.

Rec'd a call for a family member about 10 minutes ago.  Some knucklehead stumbled over his "name"--Special Investigator Edward Loomis--and said some such garbage about charges filed against my family member.

WTF??