FRAUD! Automated system identified as Cards Services. Last chance..Press 1 to lower your interest rate. Then an unidentified male requested my credit card type. I asked if this was for my existing CC and he said yes. However, he didn't know what type of card I have. When I told him that I don't any of the types he quoted, a lady in the background told him to hang up. FRAUD! Do not give anyone any information over the phone!! This world is full of scammers!! Protect yourself!