First it was we didn't pay a payday loan, then it was we didn't pay our bills. Names given "John Brooks" and "Olivia Gates" calling from 308-210-4703, 402-480-7451, 708-983-7990, and a 489 number. They claim they are doing business for VIN Capital LLC, Compliant Risk Management, and Division of Processing.  They may have an old address, your bank, and the last four of your SSN.  Do not pay these people or give them any information and report them to the FTC.