They call several times a day, never leave a message and 9 out of 10 times no one on the other end if i answer. If there is a person they demand i verify my social, i of course refuse and demand they send proof of debt and they ALWAYS promptly hang up then. I've done some research and it appears they may be a real debt collection agency but very shady. What floors me after reading all the complaints about this company is that they have an A+ rating with the BBC! Only 20 official complaints!  We need more people to file official complaints or Merchants Credit Adjusters inc is going to keep harassing people with there unprofessional ways forever!

They are calling my house every single day... They will go to voicemail, but will not leave a message.... I finally called them today and the guy was RUDE... Looking for this person... I said good grief did you buy this debt, if it's the person I know, she did not live at this address and she's been dead for 17 years... He got mad and said he can't give me any information.  They can call you and want information, but they can't give you none...
I'm sure they buy old debt and hope to make a fortune off of it...

I have had this same problem where no body leaves a voice mail and they call all the time

Merchant credit have called every hour every day all month long  talk about harassment  they don't get the hint when you talk to them on the phone or when you don't answer the phone that u don't want to talk to them company's need to stop using theses credit collection company and deal with the problems them sells it doesn't even help to report this place to better business beuro they act like they don't care time time start talking to a lawyer and see what rights I have against merchant credit

GOT A CALL FROM MERCHANT CREDIT I TOLD THEM THEY ARE HARASSING ME AND I KNOW THEY HAVE ALL READY CALLED 8 Times all ready today and the lady on the phone says no we haven't I said to her hello have u heard of caller I'd my phone keeps track of how many times u have called and I have been writing this down so I can show my. Lawyer the proof I have proof on paper that they called me every day up to 8 times for each week a whole month so they think they can deceiveme well I can hold some thing againts them to so we both can play there game