May 26, 2015
What these companies do is collect information from online search engines you may or may not visit, either looking for a loan for a house, car, payday loan etc..., sometimes it is even from a ligit looking website... they have your information and if you do not speak to them they google your name and find people with similar names and family members and call and horase them into thinking you are not paying your bills and will try to get them to pay it for you... If you speak to them you need to have them send you a copy of the debt you owe, but once you acknowledge them, they feel they can just keep calling you..... Give them a number to call such as local police of the local DA's office, at some point the calls will be traced, and these people will call you back and ask why you gave them a phony #, just tell them you wanted to speak to an attorney so there you go... Speak to one..... Do not verify any information with them over the phone, they will ask you for ss#, addresses, contact #'s for references you used on an application and so on, once they have this information your screwed.....