This is some type of telemarketer

Got a voice mail from this number - to "Lower my credit card interest rate"

Received a call on my cell. Didn't answer, and no VM.

Erica can lower my credit card rates!!!!!! press 1 to speak to an operator press 2 to remove you off their list.

Hello, this is Rachel at Cardholder Services calling in reference to your current credit card accounts, There are no problems currently with your account. It is urgent that you contact us concerning your eligibility for lowering your interest rates to as little as 6.9% your eligibility expires shortly, so please consider this your final notice, please press the number one on your phone now to speak with a live operator and lower your interest rates, or press the number is 2 to discontinue further notices. Thank you. Have a great day.